A great macroeconomics overview of where lending fits into the economy and how it helps to create wealth.

On this week's episode of The Crushing Debt Podcast, we talk to Alejandro Szita, a California mortgage broker and real estate broker since 2006.

“I was referred to Alejandro by my realtor after another mortgage broker told me that my husband and I would only qualify for a small loan at a high rate and then stopped returning our calls. We are self-employed so proving income is a different ballgame for us, and the mortgage person we initially went to wasn’t willing to do the work to help us. I told Alejandro what we wanted and that I needed a plan so I knew what to do for us to be able to get the house that would fit our lifestyle.”

A talk with branding expert Keith Salmon about uncovering your branding story, being an entrepreneur and finding success by being true to who you are. We also discuss mortgages and real estate financing for creative entrepreneurs.

with podcast host Leigh Brown

Key takeaways to listen for:

• Why are most people moving to the US east coast

• How have the evolving government regulations impacted real estate?

• The reason real estate is a highly emotional business

• A lesson on customer service in the real estate world

with podcast host and real estate broker Matthew Ma

Episode: “How To Select The Best Mortgage”

“In a world full of professionals going after their commissions, Alejandro is the professional who prioritizes the relationship. Alejandro goes above and beyond, and he has a very proactive client service model. He is great at managing expectations, responds quickly and tells you what is going to happen beforehand so you are never caught off guard.”

with podcast host Brett Van Alstine

Alejandro Szita explored a few industries before finding his true calling as a mortgage expert. Born in Chile, Szita eventually made his way to the U.S. and worked hard to find success in California’s competitive real estate market.

Today, Szita is the President of Prosperity Lending, and he’s exposing mortgage loan secrets that benefit business owners and entrepreneurs looking to become homeowners.

“My name is Nolan and not too long ago, my wife and I wanted to refinance our home. We were very concerned about finding a broker who was honest, knowledgeable, and one we could trust because being elderly, this will probably be the last time we will ever do this. Alejandro came highly recommended by a friend and we decided to give him a shot.”

“I know that if I send him my clients, he will do the right thing for them and they will be happy.”

In his book entitled “Debt: the first 5,000 years,” author David Graeber details how since the dawn of civilization (starting with the first known Sumerian civilization around 3,000 years BC), average interest rates have been hovering around 5-8 percent.

When you refer a client to us for mortgage services, this is what they can expect from the mortgage process. Below are the steps of what you can expect as the realtor in the transaction.

The federal target rate is currently between 0% and 0.25%. Federal reserve leaders have forecasted that by the end of 2022, the federal funds rate will be between 0.75% and 1%.

Here are four buyer’s agent tips!

Here are some quick facts about what our mortgage brokerage can do for you.

Christmas is a time for celebration, sharing with others, reconnecting, taking a break, affirming one's ideals and planning for the next year…

To refinance or to not refinance, that should be the question! just because interest rates go down does not mean you should refinance! I bet you never heard this from a mortgage broker.